Chubb Excess Liability Coverage: An Invaluable Component of Your Insurance Portfolio
It is no secret that in today's society more people file lawsuits for more money than ever before. The personal liability coverage available through a homeowners or automobile policy simply may not be enough. Chubb excess liability insurance can offer a higher level of liability coverage that helps protect you and members of your household from damages for which you may be held responsible.
A Chubb excess liability policy provides a number of important coverages, including:
- Personal injury coverage. This coverage can apply if you are responsible for someone being injured on your property, and if you are sued for libel, slander or negligent infliction of emotional distress.
- Not-for-profit directors and officers coverage. This coverage can respond if you are sued for personal injury or property damage resulting from your volunteer service on the board of a not-for-profit corporation or organization.
- Uninsured/Underinsured motorist protection. If you are injured by an uninsured or underinsured motorist in the U.S. or Canada - or if you suffer property damage from an uninsured driver - this optional coverage could apply.
- Worldwide automobile rental. Rent a car on vacation or business - anywhere in the world - and you'll be automatically covered for personal injury or property damage for up to 90 days.
- Defense cost coverage. If the circumstances of a lawsuit are covered, your Chubb excess liability policy will cover you for legal defense costs and provide access to legal counsel. In most states, there is no cap on this coverage.
- Coverage levels to meet various needs. Chubb offers excess liability coverage amounts to $50,000,000 in many states. Your agent or broker can help you determine the appropriate amount of coverage, based on the extent of your assets.
If you would like more information about Chubb's excess liability coverage please contact us at help@mullerinsurance.com
930 Washington Street, Hoboken, New Jersey 07030 • 201-659-2403 • fax 201-659-0373
Licensed in: New Jersey, New York, Delaware, Connecticut, Vermont, Florida, Pennsylvania, Arizona, New Mexico, South Carolina and Ohio
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